Client

Münchner Hyp

Münchener Hypothekenbank is a Munich cooperative Pfandbrief bank founded in 1896, financing residential and commercial real estate through Germany's cooperative banking network.

€53.5B
Total assets at year-end 2025
Mortgage loan portfolio
Münchner Hyp
The Relationship

One governed structure for every cost line.

PROBIS is deployed above the individual deal, as one system across all developer financings, running use-of-funds control, draw management, and AI-supported reporting to a single standard. The platform connects to the bank through a data interface and a payment interface, so release decisions and disbursements run on the same governed data set.

01
Estimate
02
Commit
03
Forecast
04
Report
app.prob.is/portfolio/overview
Control
Portfolio overview
Münchner Hyp
One cost structure
€53.5B
Total assets at year-end 2025
€44.8B
Mortgage loan portfolio
2014
Issued the world's first sustainable Pfandbrief
Budget vs. forecast by quarter
Budget
Forecast
Shell and core
Committed
Technical fit-out
In tender
External works
Planned
Illustrative interface view. Key figures from the client profile.
Programs On PROBIS

Two programs, one client.

No items found.
app.prob.is/control/cash-flow
Monitoring
Calculate
Contract
Control
Manage
Cumulative cash flow against plan
Actual
Forecast
Start
Construction
Handover
Risk and change register
Forecast deviation, technical fit-out
Flagged against approved budget
Flagged
Change order, facade package
Awaiting approval workflow
In review
Draw request, use of funds
Verified against construction progress
Released
Illustrative interface view.
Inside the Platform

Every deviation visible before it escalates.

Budget, contracts, forecast and cash flow run in one leading cost model. Every change is tracked against plan, and reporting comes from the same data the project team works in.

01
Calculate
Estimates and benchmarks set a defensible baseline.
02
Contract
Awards, change orders and invoices verified against budget.
03
Control
Forecast and cash flow tracked against plan, with risks flagged early.
04
Manage
Reporting for management, investors and lenders from one data set.

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