PROBIS for Lenders & Investors

See the deal the way your borrower's team does.

You cannot verify use of funds on demand. The borrower's cost report arrives as a PDF, and nothing in it tells you whether remaining funds still cover remaining work.

+25%
Efficiency increase through a holistic view and real-time project status
Flagship client: Deutsche Bank — also trusted by BNP Paribas, Savanna, and VR WERT
app.prob.is/asset/portfolio
UnderwritingCovenantsDraws
Draw request · under review
Underwriting ViewON TRACK
1-click
Reconciled lender export
0
Manually reconstructed reports
Live
Same data borrower's team sees
"Lender reporting used to take a week of an analyst's month. Now it's one click." — CFO, institutional fund.
Covenant monitoring · portfolio view
Risk DashboardLive
Live
Continuous covenant monitoring
1 wk
Analyst time saved per cycle
0
Reports re-typed from PDF
Cost overruns visible as a covenant risk, not a default risk.
Draw schedule · current cycle
Draw Reconciliation1 Flagged
3
Draws this cycle
1
Flagged for review
2
Reconciled
Every draw reconciles against contracts and invoices before it reaches your desk.
From problem to proof

Here's exactly what closes that gap.

Solution

PROBIS turns fund control into a live position: structured draws, borrower cost data tested against plan, cost-to-complete visible before every disbursement, and a full audit trail for credit committee.

AI

AI flags threshold breaches and cost-to-complete gaps before the next disbursement, not after the draw file has been reviewed.

Where it breaks today

Where lender visibility runs a cycle behind.

01

The stale report

Draw requests and cost updates arrive as static PDFs, already weeks behind the underlying data.

02

The reconciliation tax

Every report has to be manually checked against your own risk and covenant model before anyone trusts it

03

The late signal

A cost overrun surfaces in your review long after it started threatening the project's ability to repay.

04

The one-size covenant check

Portfolio-wide risk gets assessed deal by deal, because there's no consistent, comparable view across the book.

asset · before PROBIS
A typical Monday morning
Excel — Scheme_Rollup_Q3_v9.xlsx
Email — "need this by EOD, sorry"
PDF — Last quarter's board deck
ERP — one instance per scheme, none talking
Four systems, four versions of the truth — and nobody's sure which one is current.
app.prob.is/investors/covenants
ConnectMonitorReport
Covenant monitoring · portfolio view
Risk DashboardLive
Live
Continuous covenant monitoring
1 wk
Analyst time saved per cycle
0
Reports re-typed from PDF
Cost overruns visible as a covenant risk, not a default risk.
Deal onboarding · in progress
New Deal ConnectionDraft
0
Draws reviewed yet
1
Borrower feed connecting
Draft
Covenant setup
The borrower's live data connects in before the first draw request arrives.
Lender reporting · this cycle
Reconciled ExportSent
1-click
Reconciled export
0
Manual reconstructions
Live
Same data as borrower
Portfolio-level lender reporting exports in one click, already reconciled.
In practice

From draw request to covenant check, live.

01

Connect the deal

The borrower's live cost and cash flow data is shared into your review, not re-typed from a PDF.

02

Monitor covenants

Cost, schedule, and cash flow risk are tracked against your own thresholds, continuously.

03

Reconcile automatically

Draw requests match contracts and invoices before they reach your desk.

04

Report without rebuilding

Portfolio-level lender reporting exports in one click, already reconciled.

The modules, mapped to your role

One platform. Six modules. Here's what each one does for lenders & investors.

PROBIS is built as one connected platform, not six separate tools — every module reads from the same live data.

app.prob.is/calculate

Calculate

Feasibility & budgeting

Re-underwrite a CapEx plan the same way it was modeled.

  • Purchase price & marketing forecast modeling
  • DIN 276-based cost structuring
  • Version & scenario comparison
app.prob.is/contract

Contract

Contracts & commitments

See every vendor commitment across the portfolio, not one asset.

  • Automated contract reading & archiving
  • Digitized change-order management
  • End-to-end invoice automation
app.prob.is/control

Control

Cost control, forecast vs. actual

Track budget vs. actual for CapEx and OpEx, asset by asset.

  • Planned vs. actual, live
  • Variance reports on demand
  • Continuous KPI reconciliation
app.prob.is/rent

Rent & Sell

Leasing & sales performance

Monitor leasing performance against plan, scheme by scheme.

  • Marketing & absorption forecasting
  • Revenue control across rent, sale & counterclaims
  • Margin & sales-target monitoring
app.prob.is/manage

Manage

Reporting & workflow

Produce investor and board reporting from live portfolio data.

  • Custom, board-ready reporting
  • Milestone trend analysis
  • System-generated payment instructions
app.prob.is/portfolio

Portfolio

Multi-project consolidation

Consolidate 60 schemes into one number, no manual roll-up.

  • Cross-project benchmarking
  • Standardized structures across every project
  • Portfolio-wide risk identification
app.prob.is/investors/overview
CalculateContractControlRent & SellManagePortfolio
Manage is where lenders & investors spend the most time day to day — see it in detail next.
§ 05 — Inside Manage

Lender reporting, reconciled automatically.

The module lenders and investors live in day to day: every draw checked against contracts and invoices before it reaches your desk.

See Manage in detail
app.prob.is/investors/manage
Draw schedule · current cycle
ManageOn track
DrawRequestedApprovedStatus
Draw 6$4.2M$4.2MReconciled
Draw 7$3.8M$3.6MReview
Draw 8$5.1M$5.1MReconciled
Every draw reconciles against contracts and invoices before it reaches your desk.
§ 06 — What changes

Value delivered, not company size.

Published client outcomes for owners and asset managers, next to what changes on a live portfolio.

app.prob.is/investors/impact
+25%
Efficiency increase through a holistic view and real-time project status
1 wk
Of analyst reconciliation time replaced by a one-click export
0
Reports re-typed from a static PDF
Live
Visibility into the same number the borrower's team sees
Before: PDF report, a month old After: reconciled export, same day
§ 07 — Proof from the field
"PROBIS is the central interface for all our project data, enabling multi-project management that meets today's demands."
SPStephanie Pudwitz, Managing Director — Fraport AG
"We now manage 60 schemes on a single instance; before PROBIS, that meant 60 spreadsheets and no single answer."
ARDirector of Asset Reporting, Institutional Investor
Case studies: Fraport (flagship), Siemens Real Estate, Beiersdorf, Rolls-Royce Goodwood, Commerz Real
US proof point: Nuveen — Citypark Vienna asset, PROBIS engaged on the financing side. Evidence that US capital already relies on our numbers.
app.prob.is/projects/savanna-midtown-manhattan
Featured project
Savanna, Midtown ManhattanLead US case study
Midtown
Manhattan, New York
Financing
PROBIS monitoring, financing side
Top 5
One of PROBIS's 5 largest engagements by 2026 revenue
PROBIS monitoring on a Midtown Manhattan development, reporting on the financing side — PROBIS's strongest US proof point to date.

Ready to see your portfolio on one view?